Buying property in the UAE for expats: How to choose a budget option without compromising quality

If you’re an expat living in the UAE, you can buy property in UAE for expats instead of renting. The United Arab Emirates is a popular destination for expats, with its relative stability, high standard of living, and favourable tax policies. As a result, many expats are interested in purchasing property in the UAE. Don’t settle for less – choose Emirates Estate for the most comprehensive selection of quality properties in the UAE. Start your search now and find your dream match!

How to research and narrow down your options for budget-friendly properties

Some tips to get started

  • Look at the location: The location of a property can affect its price, so start by researching the areas you’re interested in. Look at the distance between the city centre, public transport links, and amenities in the area.
  • Check the market value: Research the average price of properties in the areas you’re considering. Additionally, you can look at property listings in the area to get an idea of what’s available and at what price. If you’re looking to buy property in UAE as an expat, check out Estate for listings and resources to help you make the most appropriate decision for your budget and needs.
  • Narrow down your options: Look at the features and amenities of each property, and compare them to your budget.
  • Attend open houses: Taking part in open houses is an excellent way to get a feel for different properties and determine what you like and don’t like. According to data from the National Association of Realtors, attending open houses was the top method used by home buyers to search for a property. Experience luxury living in the UAE with Emirates Estate.

Tips for assessing house and apartment quality before purchasing

  1. Conduct a thorough inspection of the property: Hire a professional inspector to thoroughly examine the property’s interior and exterior to uncover any hidden defects or damage.
  2. Check for pests: Termites and rodents can damage a property, compromising its structural integrity.
  3. Evaluate the property’s location and surroundings: The location and surroundings of a property can impact its value and potential hazards. For example, proximity to highways, industrial areas, or flood-prone areas can affect occupant health and property value. The National Association of Realtors says 72% of respondents cited neighbourhood quality as a significant factor when buying a home. 
  4. Assess the age and condition of major systems and appliances: Plumbing, electrical, and HVAC systems, as well as appliances, have a finite lifespan and can be costly to repair or replace.
  5. Review the property’s history, including any previous sales, liens, or legal disputes: Access to these records varies by state and country. However, reviewing past property records can uncover potential issues, such as unresolved legal disputes or liens. These issues could affect property values or saleability. Taking the time to assess the quality of a property before purchasing can prevent costly surprises and protect homeowners’ health and safety.

Ways to negotiate and save money on your property purchase

According to Freddie Mac, even a difference of 0.5% in mortgage interest rates can save a borrower over $15,000 in interest payments over the life of their loan.

Finally, consider purchasing a property during the off-season, such as in the winter months, when there may be less competition, and sellers may be more willing to negotiate on price. says January and February have the lowest median sales prices for homes in the US.

Another factor to consider when buying a home is property condition. 

Location is also crucial when buying a home. Consider factors such as safety, access to amenities and transportation, and the school district when choosing a neighbourhood. 

It’s also vital to consider the financial aspects of buying a home. It includes the down payment, closing costs, and ongoing expenses such as property taxes and homeowners insurance. Have a solid understanding of your budget and financial situation before buying a home.

It will ensure that you find the right property at the right price.

Understanding UAE property market trends

The key points to remember during your property search

  1. Location plays a crucial role in property value and potential. Be sure to research the neighbourhood, amenities, and transportation options.
  2. Consider whether you want a single-family home, condo, or townhouse.
  3. Understand the property market in the area you’re investing in. Look at statistics like the average price per square foot and average days on the market.
  4. Working with a licensed real estate agent can simplify the process and give you access to inside knowledge about the market.
  5. Finally, stay open to opportunities and compromise. Sometimes a lesser-known neighbourhood or a fixer-upper can offer excellent potential for growth and value.

In the past few years, the average price per square foot in the US has risen by 7.9% year-over-year. It is essential to understand current trends in the real estate market to make informed property investments. However, this figure can vary significantly based on location and other factors. 

Explore the surrounding neighbourhood to get a better understanding of the location

In fact, according to a recent survey, 73% of homebuyers consider neighbourhood safety and proximity to amenities as the most significant factors when choosing a property.

Statistics show that living in a safe neighbourhood increases property values by 20%.

Exploring the surrounding area can also provide valuable insights into local culture, community events and nearby attractions. It will highlight the neighbourhood’s unique charm.

Check the amenities available in the building or community, such as swimming pools, gyms, and parks

Dubai is known for its luxurious and extravagant lifestyle. It is evident in the numerous amenities available in residential communities. The city is home to some of the most impressive swimming pools, gyms, and parks, some of which have won international awards for their design and architecture. 

For instance, The Beach at JBR, located just 20 minutes from the city centre, boasts a stunning 550-meter beach and a wide range of restaurants, cafes, and beachfront boutiques. Meanwhile, Dubailand, the largest entertainment complex in the Middle East, has over 100 indoor and outdoor attractions, including a waterpark, a theme park, and a safari park. 

Therefore, it is essential to thoroughly research and evaluate amenities available in a building or community before purchasing.

Factoring in additional costs such as maintenance fees, service charges, and property taxes when calculating your budget for buying a property

Maintenance fees, service charges and property taxes are just a few additional costs that can add up over time. It’s imperative to understand these expenses before purchasing.

According to a report by Bayut, the leading property portal in the UAE, maintenance fees in Dubai can range from AED 10,000 to AED 20,000 per year. It is for a typical two-bedroom apartment. Additionally, service charges are from AED 10,000 to AED 15,000 per year, and property taxes are typically around 5% of the property value.

It’s also worth noting that these costs can vary depending on the property location. For example, properties in prime locations such as Downtown Dubai and Dubai Marina tend to have higher maintenance fees and service charges than properties in more suburban areas.

When calculating your budget for buying a property in Dubai, it’s worthwhile to factor in these additional costs. It will help you understand your ongoing expenses. You can ensure that you’re making a financially sound investment that fits within your budget and aligns with your long-term financial goals.

Understanding the process and fees associated with mortgage applications in the UAE 

In conclusion, understanding the process and fees associated with obtaining a mortgage in the UAE is critical when buying a property in Dubai. Make your move to the UAE effortless with Emirates Estate.


In addition, with the ongoing development of world-class infrastructures and communities like Dubai South and Dubai Hills, the city is poised for steady growth in the property market. The website will help you navigate the UAE property market and secure the best deal on your dream home.


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